Group life, health, and dental insurance are often referred to as employer sponsored benefits or simply employer benefits.
Life insurance offered to employees as part of their benefit package can purchase large dollar amounts of coverage for reduced premiums. This coverage is not owned and is lost when an employee changes companies unless applied for at time of termination.
Employer sponsored health insurance coverage for employees and their dependents refer to the medical portion of employer benefits. This covers doctor visits, major medical expenses such as surgery, as well as prescription drugs.
Dental insurance offered under group benefit plans can offer greater coverage for cleanings, orthodontic, and restorative work than could be offered on individual plans. Co payments and annual limits apply.
Yancy Insurance & Financial Services represents top A rated carriers with plans approved under the Affordable Care Act. Groups with participants of less than 50 employees can be rated in house. Group participants exceeding 50 employee are done by submission only.
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